Overview

Houble

Houble is a new age health insurance that gives Dental Cover from Day 1 and covers less than 24-hour hospitalisations as well, something that no other Health Insurance does.

Why Houble?

Less than 24 Hour Coverage: Visits to the Emergency Room that don’t last more than 24 hours are now covered, only with Houble.

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The insured will be indemnified for Medical Expenses incurred at Emergency room visit , up to INR 5,000/- per year.

Day Care Procedures

Minor procedures like cataract surgeries, ligament reconstruction, that do not require hospitalisation are covered by Houble.

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Day Care Procedures like cataract surgeries, ligament reconstruction, etc. Are covered up to Sum Insured. Claim pay-out will be on Cashless basis.

Pre & Post Hospitalisation Expenses

A host of tests to run? No problem. Diagnostic tests 30 days before and 60 days after discharge are covered up to the sum insured.

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Expenses incurred in relation to the in-patient hospitalization like diagnostic tests, medicines, etc. are covered for 30 days before hospitalisation and till 60 days after hospitalisation.

Alternative Treatments

Alternative treatment such as Ayurveda is covered up to Rs.20,000 so you can opt for what’s best for you.

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Alternate Treatments are forms of treatments other than Allopathy and include Ayurveda, Unani, Sidha and Homeopathy in Indian context. The insured is covered for upto INR 20,000/-. Claim pay-out will be on cashless basis in case of panel facilities.

Private Room/ICU

Be it a private room or an Intensive Care Unit, we cover and prevent hospital room rents from burning a hole in your pocket.

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In case of sum insured upto 3L, room rent is covered up to 1% of sum insured. In case of sum insured of 5L and more, room rent is covered for up to Single Private Room.

Your Fitness Goals Covered

Fitness is your passion? Great, because Houble offers unlimited online classes for Yoga, Zumba, Pilates and other activities. Yup, like you thought–covered.

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Unlimited Fitness classes taken from our panel service providers are offered.

Lab Tests

We don’t let lab tests test your pocket. 50% OFF on routine tests, scans, and OPS with our partner diagnostic centres.

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Insured can claim up to INR 1,500/- per year for getting diagnostic tests through our panel lab tests.
Discount of up to 50% on routine lab tests, scans and OPS consults is offered for our network centers.

Online Consultations

Speak to general practitioners and specialist doctors without having to splurge to keep your health in check.

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Unlimited Tele Doctor Consultations can be availed through our mobile app.

Prescriptions Covered

Switch to Houble and get 15% OFF plus free delivery of prescription medicine ordered through our application.

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Prescribed medicines can be availed for up to INR 1000/- from our app. Discount of 15% can be availed on home delivery of prescribed medicines ordered from our app.

Access to Houble Wallet

Get Rs. 1000 worth of Houble credits for prescribed medication and Rs. 2500 credits in your Houble wallet for lab tests with our diagnostic partners.

What It Takes

Age Limits for Signing Up?

Anyone from age 18 to 65. With no exit age limit.

What relationships are covered by the policy?

With houble, you get health insurance for yourself, as well as a spouse and upto 2 dependent kids.

How long is the policy tenure?

1 year.

What are the waiting periods?

In the initial 30 days from the start of your policy, you would not be eligible to make claims for medical expenses but will be eligible only for claims arising in case of accidents.

For ailments that you declare to be suffering from while purchsing the policy, you will have to wait for 24 months, before you can make a claim for these ailments.

For ailments declared while buying the policy, you’ll have to wait for just 24 months to make claim on.