5 Lac coverage starting from only
₹879/ Month*
India's First Ophthalmology Benefits from Day1
India's First Dental Benefits from Day1
Less than 24hrs. Hospitalization
Unlimited Tele-Doctor Consultations
Discounts on Medicine and Lab Test
Get FREE personalized insurance advice
| Particulars | Details |
|---|---|
| Entry Age Limits | Minimum: 18 years Maximum: 65 years |
| Wait | Periods |
|---|---|
| Initial 30 Days | 30 Days (Except for injury/Accident) |
| Named Ailments | 24 Months |
| Pre Existing Diseases | 24 Months |
| Covered | Benefits |
|---|---|
| Sum insured | 5 lac/ 10 lac/15 lac |
| In Patient | Up to Sum Insured |
| Day Care Procedures | Up to Sum Insured |
| Pre & Post | 30 & 60 days |
| Alternative Treatment (IPD) | Upto ₹20,000 |
| Donor Expenses | Up to Sum Insured |
| Morden Treatment | Upto 10% of Sum Insured |
| Domestic Road Ambulance | Up to ₹2,500 per hospitalization |
| On Room Rent | Single Private Room |
| ICU | Up to Sum Insured |
| Tele Doctor Consultations | Unlimited Consultations with General Physicians + 10 Specialties |
| Prescribed Pharmacy Wallet | ₹1,000 in a year. Up to 15% discount on home delivery of prescription medicines ordered via Health Assure App |
| Diagnostic Wallet | ₹2,500 in a year. Up to. 50% discount on routine Lab tests, scans & OPS consults within network centres. |
| Live Online Fitness Classes (Yoga, Zumba, Pilates etc) | Unlimited |
| Annual Dental Health Plan (Available only at Clove Dental Clinics across India) | • Unlimited Face to Face consultations • Unlimited complimentary digital X-rays • Treatment voucher worth ₹1,500-/ (Redeemable against any treatment once) • Polishing of front upper & lower 6 teeth • 20% discount on RCT |
| Less than 24hrs. Hospitalization | Company will indemnify the Medical Expenses incurred at Emergency room visit, up to ₹ 5,000/-per policy. Note: Claim under this benefit is admissible only in case of no further continuous Hospitalization post Emergency room visit |
| Annual Eye Health Care (Available only at Sharp Sight Clinics across India) | • Two Complimentary consultation in one year • 10% discount on OPD procedures • 5% discount on IPD procedures (Surgeries) • 10% discount on Optical and Pharmacy. |
In the realm of healthcare, dental care is often overlooked, despite its essential role in your overall well-being. Sometimes the costs associated with dental treatments can be enough to strain your financial budget. This is where dental cover comes into play, offering a crucial solution to ensure access to quality dental care without the burden […]
9 months ago
Healthcare in India is evolving rapidly, with medical insurance becoming a common safety net for medical expenses. However, amidst the focus on medical care, one essential aspect often remains neglected: dental health. Your oral well-being is vital, not just for an appealing smile but for your overall health. This is where dental insurance comes into […]
9 months ago
When it comes to securing your family’s health and financial well-being, health insurance is a crucial investment. At Houble, there are two primary options to consider: individual health insurance plans and family health insurance plans. In making your decision, consider all the pros and cons of each option. In this blog, we will delve into […]
9 months ago
General Questions? Look Here
Unless a pre-existing disease or medical condition is specified by you, it is on a Good Health Declaration basis that we offer your cover.
Your health insurance policy offers a grace period of 30 days. However, any claims raised during these 30 days will be rejected. Additionally, if you do not renew the policy within the grace period, the policy will lapse.
Yes, you can own more than one health insurance policy. However, it is recommended to opt for another health policy only if you feel that the sum insured by your first policy is not sufficient.
Yes, dependent children between the age of 3 months and 24 years are eligible to be covered under the policy.
Mediclaim policies are designed to cover basic hospitalization costs and specific illnesses; however, the coverage or the sum insured will be compromised. Mediclaim cover can be viewed as a low-premium health insurance policy.
On the other hand, a medical insurance policy is designed to cover you comprehensively. Apart from basic hospitalization costs, it can cover pre and post-hospitalization costs, critical illnesses, etc. depending upon the selected cover and policy wordings.
If you want a comprehensive health cover, health insurance offers the maximum benefits and features. However, if you want limited health coverage with a low-premium health cover, then a Mediclaim policy can be an option.
Pre-Existing Diseases
In case of a pre-existing disease, unless the waiting period is over, the claim for that disease or illness cannot be made
Hospitalization without Doctor’s Recommendation
Any condition you get hospitalized for, that doesn’t match with the doctor’s prescription is not covered.
We will need government issued Identity proof, original receipts, and original prescriptions.
In case of Cashless Claims, the payment is directly made to the healthcare facility after the claims process has been completed
In case of Reimbursement Claims, the payment will be directly wired to your bank account after the claims process has been completed.
As per the terms and conditions, you can raise several claims during the policy period subject to a maximum of the sum insured.
To find the nearest Houble hospital near you, please click here: https://www.careinsurance.com/health-plan-certified-network-hospitals.html